Mortgage
A Solution Tailored to Your Goals
Purchase
Secure the home you’ve always envisioned with financing of up to €1,500,000. Fund up to 80% of the property’s value with comfortable repayment terms ranging from 10 to 30 years.
Green Purchase
Choose a high energy-efficiency home and benefit from financing of up to €1,500,000. Receive up to 80% of the property’s value for homes classified in energy class A or B, with repayment periods between 10 and 30 years.
Loan Transfer
Choose a high energy-efficiency home and benefit from financing of up to €1,500,000. Receive up to 80% of the property’s value for homes classified in energy class A or B, with repayment periods between 10 and 30 years.
Turn Your Biggest Projects Into Reality
Unlock the value of your property with Wirex and finance your most important goals without compromising your financial stability. Access up to €500,000, covering as much as 60% of your property’s value, with flexible repayment terms between 10 and 20 years ensuring structured monthly payments and long-term peace of mind.
Whether you are renovating your home, investing in education, supporting your family, or starting a new business initiative, Wirex provides a dependable financing solution designed to adapt to your ambitions and grow alongside your future plans.
Refinancing with Greater Flexibility
Up to €500,000 in financing, depending on your eligibility
Borrowing up to 70% of your property’s value, giving you greater access to funds
Flexible repayment periods from 10 to 20 years, designed to fit your financial comfort
Greater financial freedom and predictability, thanks to stable, long-term repayment conditions
Simplified financial management, by consolidating your needs
Select the Rate That Suits You
Flexible Terms
With Wirex, you can determine the duration of your financing, choose between a fixed or variable interest rate, and set installment amounts aligned with your financial preferences.
Blended Rate Solution
If you prefer not to choose just one option, combine fixed and variable rates within the same loan and adjust the balance over time, ensuring ongoing flexibility throughout the life of your financing.
Our Commitment to You
A Client-Centered Approach
At Wirex, you remain at the core of every decision we make. We invest time in understanding your goals and shape our services to exceed expectations, because your financial achievement defines our success.
Advancing Through Innovation
As the financial landscape continues to transform, Wirex evolves alongside it. By integrating advanced technology and forward-looking digital solutions, from secure online platforms to intuitive mobile tools, we deliver a smarter, safer, and more accessible banking experience.
Built on Trust and Transparency
Enduring relationships are founded on integrity. Wirex upholds the highest standards of ethics and transparency, safeguarding your confidence and honoring it with responsibility every day.
Dedicated Assistance
With Wirex, a dedicated team of experienced specialists accompanies you throughout the entire process, from your initial request to final approval, providing clear guidance, tailored advice, and consistent support at every stage.
Comprehensive Protection
Fire and explosion insurance is included at no additional cost, offering enhanced security and peace of mind for your home.c
100% Digital Process
Calculate your installments and submit your application independently, anytime and from anywhere, through a fully streamlined online experience with Wirex.
The Mortgage Explained Simply
Spread
The spread represents the percentage added to a benchmark rate — such as the 3-month Euribor or IRS — to determine the total interest rate applied to your financing with Wirex.
Euribor
Euribor is the rate at which banks lend funds to one another and serves as a reference index for calculating interest on variable-rate loans.
Credit Evaluation
This phase enables Wirex to assess whether financing can be granted, based on the applicant’s financial profile, income stability, and the value of the property provided as collateral.
Property Valuation
An official appraisal carried out by a certified professional confirms the market value of the property and its suitability in relation to the requested loan amount.
Loan Transfer
This solution allows you to move your existing loan from one institution to Wirex without additional costs, refinancing the outstanding balance — often under improved interest conditions.
Important Information
This message is for promotional purposes only. For full details, terms, and conditions regarding the products and services described, please consult the official documentation, product information sheets, and disclosures available in the Transparency section of the Wirex website or through authorized financial advisors. Certain products may be reserved for existing account holders.
All financing is subject to credit approval. Wirex reserves the right to review the required documentation and assess the applicant’s creditworthiness before granting any loan.
