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Loans

Turn your ambitions into reality with a Wirex Loan. Whether you’re planning to purchase a new car or embark on a once-in-a-lifetime journey, Wirex provides the financial support to help you move forward with confidence.

One Account. Multiple Benefits.

With a single Wirex account, you unlock a comprehensive range of services designed to simplify and streamline your financial management.

No Additional Costs

Benefit from zero processing fees, no installment collection charges, and no substitute tax.

Fast Approval

Pre-approved clients can receive instant decisions for amounts up to €20,000.

100% Digital Process

Thanks to Digital Signature, the entire procedure is completed online with no physical paperwork required.

Loan Consolidation

Combine your existing loans into one solution of up to €30,000 and reduce your monthly repayment burden with a more manageable installment.

Enhance Your Liquidity with an Investment Credit Line

With Wirex, you can use your portfolio of shares and funds to access a credit line of up to €1,000,000, made available directly to your account. This allows you to obtain liquidity without selling your investments or interrupting your long-term financial strategy.
Whether you are taking advantage of new market opportunities, financing significant personal projects, or covering short-term cash requirements, your assets remain invested and continue to perform. Benefit from increased financial flexibility, adaptable usage, and complete control over how and when you utilize your available credit.

Secure warranty:

Your current account funds remain invested and are guaranteed through financial instruments, with no need to divest.

Extra liquidity

Access up to €1,000,000 to support your largest personal or professional projects.

Full flexibility:

Adjust the composition of your collateral portfolio at any time while maintaining your investment strategy.

Effortless convenience:

Enjoy competitive spreads starting from 0.30% (depending on portfolio and total assets), with no activation or management fees interest applies only when your credit line is used

Strengthen Your Liquidity with an Investment Credit Line

If you currently hold a secured credit line with another institution, Wirex allows you to access a new facility under more advantageous conditions to refinance it, while also giving you the opportunity to apply for an Investment Credit Line.

The Investment Credit Line is designed to complement advanced advisory services, supporting a more strategic financial plan and enhancing the potential of your investment portfolio.

This solution is available exclusively to clients supported by a Wirex Advisor.

Promotional message
This communication is for promotional purposes only. For full terms and conditions relating to the products and services described, please refer to the official information sheets, marketing materials, and legal documentation available in the Transparency section of the Wirex website or consult financial advisors authorized to provide off-site offers. All products and services are reserved exclusively for Wirex account holders. The instant assessment and immediate disbursement service is available only to clients who regularly credit their salary to their Wirex account and meet specific income and balance criteria defined by the Bank. For clients who already hold an active credit product, Wirex conducts an evaluation of overall creditworthiness and, subject to a positive outcome, displays the maximum eligible amount and corresponding installment directly within the loan simulator in the Private Area of the website. The indicated spread is reserved for Wirex Private clients or for those holding Managed Savings exceeding €250,000, provided that at least 60% of the collateral remains maintained.

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