Certificates
Wirex is a licensed and regulated financial institution offering innovative and secure financial services across the European Union and the Netherlands. The bank operates under a license from De Nederlandsche Bank (DNB) and complies with the European Central Bank (ECB) standards and guidelines, ensuring transparency, security, and reliability for all clients.
Wirex (company code 303225546) is registered at Ukmergės g. 126, Vilnius, the Republic of Lithuania, with bank code 35200. This official licensing and registration underscore the institution’s commitment to maintaining the highest European regulatory standards and providing trusted financial solutions throughout the EU.
Electronic Money Institution (EMI) License
Scope: Full license to operate throughout the European Union.
Capabilities: Enables the provision of payment services and the management of electronic accounts.
Benefits: Ensures fast, secure money transfers and virtual account management for individuals and businesses.
Innovation: Supports modern financial solutions such as payment cards, digital wallets, and real-time transactions.
Regulation: Fully compliant with De Nederlandsche Bank (DNB) and European Central Bank (ECB) standards, ensuring top-tier security and consumer protection.
P2P Lending License
Overview: Wirex holds a dedicated license for peer-to-peer lending.
Function: Allows users to act as lenders or borrowers, enabling direct investment and loan connections under transparent terms.
Risk Management: The platform provides credit analysis, risk assessment, and performance statistics to guide informed investment decisions.
Advantages: Offers higher return potential compared to traditional banking products.
Consumer Credit Provider License
Purpose: Authorizes Wirex to offer personalized consumer loans.
Services: Includes small to medium-sized loans, financing for personal purchases, and tailored credit solutions.
Transparency: Focused on clear, fair, and simple loan terms with strong consumer protection.
Integration: Fully compatible with banking systems and electronic payment platforms for fast, secure processing.
Compliance: Operates under DNB and ECB supervision, ensuring reliability and safety.
Crowdfunding Service Provider License
Year Granted: 2023
Function: Enables Wirex to connect investors and entrepreneurs through a regulated crowdfunding platform.
Transparency: Provides clear funding processes, with oversight from European regulatory authorities.
Use Case: Ideal for startups, tech innovators, and social enterprises seeking financing.
Security: Ensures a fully compliant, secure environment for all participants.
Payment Initiation & Account Information Services (PIS/AIS) License
Coverage: License passported across the European Union.
Capabilities: Allows secure integration with clients’ bank accounts for advanced payment and account information services.
Features: Supports direct payments, automated transfers, and real-time financial data management.
Experience: Designed for individuals and businesses seeking flexibility, efficiency, and control over their finances.
Our Presence on the Nasdaq Baltic Exchange
Wirex is publicly listed on Nasdaq Baltic (instrument code LT0000132953), a regulated stock exchange serving Lithuania, Latvia, and Estonia. Being listed on Nasdaq requires the company to meet strict standards for transparency, financial reporting, and auditing, ensuring a high level of trust and accountability.
Nasdaq Baltic provides a secure and well-regulated marketplace where investors can trade Wirex securities openly. This listing enhances Wirex’s visibility in the European market and reinforces its position as a reliable and compliant financial institution.
